Pawn Broking
Looking to raise some funds? We loan against most items of value
Keeley Anns is a family-run Pawnbroker in Birmingham established in 1984. Simply bring in your items of value that you want to unlock the value of.A pawnbroking loan is a fixed-term loan agreement secured on the items you pledge. We keep the item safe for you and lend you money against it over a seven-month period. When you are ready to redeem, simply pay back the loan and interest and your valuables will be returned.
Pawnbroking FAQs
What is a pawnbroking loan?
It is a fixed-term loan agreement secured on the items of value, such as gold, silver, and quality watches.
How does a pawnbroking loan work?
You can take out a pawnbroking loan with us by using an item of value as security.
We will hold your item and charge a monthly interest rate on the money you borrow. When you pay off the loan amount and any interest owing, you get your item back.
We will hold your item and charge a monthly interest rate on the money you borrow. When you pay off the loan amount and any interest owing, you get your item back.
What items can I loan against?
You can loan on most items of value you own, provided that they’re in full working order.
For example, we loan cash for items like jewelry, watches, gold, and other precious metals. If you’re not sure whether an item you have can be loaned against, contact us at 0121 7861752
For example, we loan cash for items like jewelry, watches, gold, and other precious metals. If you’re not sure whether an item you have can be loaned against, contact us at 0121 7861752
How long is a pawnbroking loan for?
A pawnbroking loan is a short-term secured loan that lasts for seven months, however, you can make part payments to reduce the outstanding debt at any time or you can fully redeem your pawn any day and just pay interest due at that date.
Do I need to prove who I am and where I live?
Yes, you will be asked to bring in a form of photographic identity and one proof of address.
Can I make early or partial repayments?
Yes, you can make partial or full payments at any point during your agreement. This will reduce the total interest charged, enquire instore for full terms and conditions.
When do I get my item(s) back?
We will hold your item and charge a monthly interest rate on the money you borrow. When you pay off the loan amount and any interest owing, you get your item back. You can redeem your pawn any day and just pay interest due at that date.